HOW TO BUY A HOUSE IN WASHINGTON STATE

A Guide To The Home Buying Process

BUYER READY DAY ONE


Knowing how to buy a house in Washington State in today’s market requires planning and preparation.  The Madrona Group works to get you, the buyer, Buyer Ready Day One.


What does that mean?

Each buying market is a little different.  And each buyers market is going to bring on it’s own advantages and challenge.

It is important to us that our clients know as much about the market as we know.  That they understand exactly what the current market brings.  That they are prepared for the experience and go into the transaction with their eyes wide open.

The Madrona Group is on your team

We know that a Real Estate Transaction has become even more complex over the past few years for Home Buyers. And since buying a home is one of the greatest emotional and financial investments anyone can make, having the right real estate broker, mortgage, escrow, and title team who can get the job done is crucial.

TABLE OF CONTENTS


START YOUR HOME SEARCH

Search the entire NW MLS using our search tool.

SEARCH NOW

Our Agreement: We work as a team during the entire process. You receive uncompromising representation. You hold us accountable to our obligations. Together we are Committing to the Partnership.
Joe Kiser and Jason Fox

NEW BUYERS WELCOME KIT

Find out what our Unique Value Proposition is for Home Buyers

WE WILL BE YOUR PARTNER THROUGH THE 10 STEPS OF BUYING A HOUSE IN WASHINGTON STATE


 
1. REPRESENTATION

Working with you find the right home.

2. NEGOTIATING THE CONTRACT

Working to get you the right conditions.

3. PURCHASE AND SALE AGREEMENT

Working to ensure all paperwork is correct.

4. THE HOME INSPECTION

Working to protect your investment.

5. THE TRANSACTION PROCESS

Working to manage and simplify a complex process.

6. LOAN COMMITMENT

Working to ensure your completed transaction.

7. THE APPRAISAL

Working to insure your your investment.

8. TITLE AND ESCROW

Working to prepare and legitimize documents.

9. FINAL WEEK OF CLOSING

Working to organize, and finalize your process.

10. POST CLOSING SERVICES

Working after the sale to give you peace of mind.


buying a house in washington state
 

HOW TO BUY A HOME CHECKLIST


1. HOW MUCH HOME CAN YOU AFFORD?


What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate.

Free Annual Credit Report

Get Pre-Approved By Our Preferred Loan Specialist

MORTGAGE CALCULATOR
HOME OWNERSHIP ASSISTANCE PROGRAMS

CONTACT DAVE

david-bryce

Office: 425.949.4068 Senior Loan Officer Priority Home Lending
19221 36th Avenue W. Suite 106
Lynnwood, WA 98036
NMLS# 442618

HOME LOAN TYPES


3. HIRE A SUPERSTAR REAL ESTATE TEAM


We hope that is us, The Madrona Group.

Joe Kiser, Jason Fox and Chris Fiamengo.

CONTACT US
Joe Kiser Real Estate Agent
Joe Kiser
Managing Broker | Founder
206.351.0543
[email protected]
Jason Fox
Jason Fox
OWNER + BROKER
425.299.8454
[email protected]
Chris Fiamengo Real Estate Agent
Chris Fiamengo
Broker
206.331.7014
[email protected]
Christy Carter
Christy Carter
Realtor®

WE PUT OUR TRUST IN JOE AND JASON AND IT PAID OFF BIG TIME

The Madrona Group, Joe Kiser and Jason Fox, of John L. Scott Real Estate were amazing to work with! We… Read more “WE PUT OUR TRUST IN JOE AND JASON AND IT PAID OFF BIG TIME”

Brenda and Deryl King

NEVER HAD A DEAL GO THROUGH AS SMOOTHLY

Joe and Jason are true professionals. If you want to sell or buy a home, I suggest you contact them.… Read more “NEVER HAD A DEAL GO THROUGH AS SMOOTHLY”

David and Khamla Fox

QUICKLY RESOLD IT THE SAME DAY

He is a financial wiz. He was able to let me know pretty close what my walk away amount was.… Read more “QUICKLY RESOLD IT THE SAME DAY”

Diane Trabont

WE RECOMMEND THEM TO EVERYONE

Jason and Joe are an incredible team, we recommend them to everyone! My husband and I were able to buy… Read more “WE RECOMMEND THEM TO EVERYONE”

Sara Ray

FRIENDLY, HARD WORKING AND TALENTED

Jason and Joe are not you’re average real estate agents. After being referred to them by a friend we were… Read more “FRIENDLY, HARD WORKING AND TALENTED”

Beau Burdick

MADE US FEEL SO COMFORTABLE

Joe and Jason helped us find the perfect home and made us feel so comfortable in this scary first home… Read more “MADE US FEEL SO COMFORTABLE”

Megan and Myles Southwick

FIRST HOUSE, FIRST BID, AND OFFER ACCEPTED!

We won! Outbid by 15k and less than perfect qualifications, Joe and Jason really pulled out all the stops and… Read more “FIRST HOUSE, FIRST BID, AND OFFER ACCEPTED!”

Curt and Heather Selby

AN ABSOLUTE SPECTACULAR TEAM

An absolute spectacular team, Joe and Jason did a wonderful job taking care of our needs. They went above and… Read more “AN ABSOLUTE SPECTACULAR TEAM”

Chris and Angela Linville

GOT OUR OFFER ACCEPTED OVER 8 OTHER OFFERS

Joe and Jason went out of their way to find us the right house and walk us through the whole… Read more “GOT OUR OFFER ACCEPTED OVER 8 OTHER OFFERS”

Brandt and April Warstler

OUTSTANDING HELP AND PROFESSIONALISM

I want to Thank Jason & Joe for their outstanding help and professionalism on my condo purchase. After being told… Read more “OUTSTANDING HELP AND PROFESSIONALISM”

Susan Sanfratella

I NEVER THOUGHT BUYING A HOUSE WOULD BE SO EASY!

I never thought buying a house would be so easy! Jason and Joe make a great team and they made… Read more “I NEVER THOUGHT BUYING A HOUSE WOULD BE SO EASY!”

Jamie and Chris Whitman
Lynnwood, WA

THEY HAD OUR BACK IN EVERY STEP OF THE PROCESS

We worked with Joe but interacted with the whole team through the process of buying our new home. For myself… Read more “THEY HAD OUR BACK IN EVERY STEP OF THE PROCESS”

Jeremy H
Lynnwood, WA

PUT FORTH EFFORT AND CONSIDERATION

Joe was amazing, he really put forth effort and consideration when helping us find our new home. He never pressured… Read more “PUT FORTH EFFORT AND CONSIDERATION”

Eric Shuler
Marysville, WA

MOST EXCELLENT EXPERIENCE!!

Joe was absolutely wonderful to work with. We had 2 condominiums to sell and were very happy with everything Joe… Read more “MOST EXCELLENT EXPERIENCE!!”

Home Seller
Marysville, WA

I WOULD REFER HIM TO ANYONE.

Joe Kiser helped me buy and sell our home. It was very time sensitive for us and Joe made it… Read more “I WOULD REFER HIM TO ANYONE.”

Home Seller
Lynnwood, WA

HAS MANY CLIENTS BUT MADE US FEEL LIKE WE WERE THE ONLY ONES

Joe was extremely patient with us during the buying process. He showed us over 50 houses before we found the… Read more “HAS MANY CLIENTS BUT MADE US FEEL LIKE WE WERE THE ONLY ONES”

Christy Wise
Lynnwood, WA

PROFESSIONAL AND FUN TO WORK WITH.

Both professional and fun to work with. He was patient and motivating during the shopping process and thorough with explaining… Read more “PROFESSIONAL AND FUN TO WORK WITH.”

Home Buyer
Seattle, WA

KNOWLEDGEABLE OF THE AREA

Joe was excellent to work with in helping my husband and myself purchase a new home in Bothell recently. He… Read more “KNOWLEDGEABLE OF THE AREA”

Courtney Blankenship
Bothell, WA

ENTHUSIASM AND PROFESSIONALISM

My family decided to get a 2nd opinion/market evaluation on my mothers condominium in Edmonds. We are using a family… Read more “ENTHUSIASM AND PROFESSIONALISM”

Mike McCormick
Edmonds, WA

PASSION AND NEGOTIATING SKILLS

I have got to see a few agents in my day and rarely have I seen one with Joe’s passion… Read more “PASSION AND NEGOTIATING SKILLS”

Home Buyer
Lake Forest Park, WA

I WAS THRILLED TO HAVE SUCH A STRONG ADVOCATE

I was thrilled working with Joe, he was a problem solver to say the very least. Joe and his team… Read more “I WAS THRILLED TO HAVE SUCH A STRONG ADVOCATE”

Home Buyer
Lynnwood, WA

THE TEAM WAS INCREDIBLY HELPFUL AND INFORMATIVE

We worked with Madrona group to help us find a new home for our family. It was my first time… Read more “THE TEAM WAS INCREDIBLY HELPFUL AND INFORMATIVE”

Jeremy Holmes
Lynnwood, WA

COULDN’T BE HAPPIER WITH THE WHOLE TRANSACTION

I was a first time home buyer and Joe went above and beyond to help me feel informed, included, well… Read more “COULDN’T BE HAPPIER WITH THE WHOLE TRANSACTION”

Michael Palmer
Seattle, WA

HE’S A REAL ESTATE MAGICIAN AND A CLASS ACT

Joe Kiser helped us find an amazing home in our neighborhood in Seattle in our price range. He’s a real… Read more “HE’S A REAL ESTATE MAGICIAN AND A CLASS ACT”

Kellie Hoiland
Seattle, WA

JOE IS AMAZING

Joe is amazing. He found a home that fit our needs, wants and budget. He’s also a really great guy.… Read more “JOE IS AMAZING”

Katie Dunsmoor- Langley
Shoreline, WA

How well you will be treated and how hard these two work for you.

I just completed buying my retirement home through Joe and Jason of The Madrona Group through John L Scott. This… Read more “How well you will be treated and how hard these two work for you.”

Marti Baker
Marysville, WA

Great ideas for marketing the sale of our house

Jason and Joe put together great ideas for marketing the sale of our house. They were very hands on throughout… Read more “Great ideas for marketing the sale of our house”

Lynn Merrihew
Tucson, AZ

Care and listen to what your looking for

I had a blast with Joe and Jason! They made our first home buying experience easy and simple. I couldn’t… Read more “Care and listen to what your looking for”

Christene Dunaway
Everett, WA

They listened. They were transparent. They were proactive

One year ago we started the process toward home ownership and we did that with the help of Joe and… Read more “They listened. They were transparent. They were proactive”

Sana Sierra
Lynnwood, WA

They had our house staged, marketed beautifully, getting it sold for top dollar

Big thanks to The Madrona Group for the sale of our house! They had our house staged, marketed beautifully, getting… Read more “They had our house staged, marketed beautifully, getting it sold for top dollar”

Erin Brummitt
Edmonds, WA

Put an offer on it and it was meant to be. Stress free.

First home we looked at is the one we wanted, unfortunately it went pending before we could put an offer… Read more “Put an offer on it and it was meant to be. Stress free.”

Sylvia Darwood
Snohomish, WA

True professionals and have genuine appreciation and concern for their clients

The Madrona Group helped me sell my condo and were great to work with. They were very professional and listened… Read more “True professionals and have genuine appreciation and concern for their clients”

Jana Wood
Lynnwood, WA

It felt so good having realtors that we could trust

Joe and Jason were so helpful in helping us buy our first home. It felt so good having realtors that… Read more “It felt so good having realtors that we could trust”

Julia Smith
Everett, WA

Moved fast, worked late and helped us to secure our dream home

Joe and Jason were amazing through the entire process! They both worked hard at helping us locate our forever home.… Read more “Moved fast, worked late and helped us to secure our dream home”

Sherry and Phil Showstead
Lynnwood, WA

Best buying & selling experience ever!!

Best buying & selling experience ever!! Joe and Jason are so great at what they do, they handle everything expertly.… Read more “Best buying & selling experience ever!!”

Robin Ross
Kirkland, WA

Going way above and beyond what anyone else would

Joe and Jason are the best agents you could hire. They will be with you every single step of the… Read more “Going way above and beyond what anyone else would”

Nathalie Gelms
Brier, WA

I will refer you to anyone I know who is looking to purchase/sell a home!

Our home purchase was tricky as someone else had already made an offer. Joe knows the business and encouraged us… Read more “I will refer you to anyone I know who is looking to purchase/sell a home!”

April Mayes
Everett

My home sold quickly and for full price

I listed my townhouse with Joe and Jason from the Madrona Group. At our initial meeting they explained the process… Read more “My home sold quickly and for full price”

Nancy Johnson
Mountlake Terrace

Selected Joe and Jason after interviewing 5 agents in total

We selected Joe and Jason after interviewing 5 agents in total. They were the most prepared for the interview and… Read more “Selected Joe and Jason after interviewing 5 agents in total”

Lee & Cyndi Fortier
Lynnwood, WA

Helped my anxiety by talking me through every scenario

Joe & Jason are simply the BEST in the business! They answered every one of my frantic texts, emails, and… Read more “Helped my anxiety by talking me through every scenario”

Christy Wise
Everett, WA

Handled every detail professionally and quickly

Joe and Jason were very responsive to our needs and handled every detail professionally and quickly.  

Joel & Tara Ruhoff
Lynwood, WA

They set us up for success from the first day we met

Jason, Joe and the whole Madrona group team are amazing. They are the type of team that really does go… Read more “They set us up for success from the first day we met”

David & Cheri James
Marysville, WA

 🤘 Joe and Jason made the selling process soooooo easy

These guys rock!!!! 🤘Joe and Jason made the selling process soooooo easy!!!! They go above and beyond to market your home… Read more ” 🤘 Joe and Jason made the selling process soooooo easy”

Jami Pratt
Arlington, WA

They sold my Seattle house for a great price in a pandemic!

Daily gratitude time – today I am grateful for Joe Kiser and Jason Fox  – two great men and fantastic… Read more “They sold my Seattle house for a great price in a pandemic!”

Dave Warburton
Seattle, WA


4. START YOUR HOME SEARCH


Home Buyers Wishlist

– what features do you want?

START YOUR HOME SEARCH

Search the entire NW MLS using our search tool.

SEARCH NOW


5. MAKE AN OFFER


The art of the offer.

Often times when we list a home for sale we receive offers from real estate agents that have never called to ask us what it would take to make their offer more sellable to our client.  It comes in via email and we have even had a couple get stuck in our spam folder and never knew we received their offer.

The Madrona Group creates a relationship with the selling agent and works diligently to learn as much about the seller and what motivates them, the agent and what motivates them and our competition.

Then use that data to craft a winning offer that results in our client getting the home of their dreams without paying  a penny more than is needed.


6. GET A HOME INSPECTION


If you negotiate a home inspection into your purchase you will have a negotiable # (generally between 5-10) of days to hire a licensed, bonded and insured Home Inspector of your choice.  The fee for this service varies between companies and also whether the property is a condo or house and how large the property is. (generally between $300-$800)

The inspector will do a thorough inspection of the property and provide you with a full report including any problems they see.


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10 QUESTIONS TO ASK YOUR HOME INSPECTOR:


7. SHOP FOR HOMEOWNERS INSURANCE

Call a few of your favorite insurance providers and secure your home insurance.  Chances are you will get a bundle discount with your current provider.


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12 WAYS TO SAVE ON HOME OWNERS INSURANCE



8. SIGN PAPERS


You’re finally ready to go to “settlement” or “closing.” Be sure to read everything before you sign!

CONGRATULATIONS!

You are a home owner.

That is how to buy a house in Washington State.
CONNECT WITH THE MADRONA GROUP
JASON FOX
425.299.8454
[email protected]

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